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5-Card Rule
15 Feb 05

Texas Hold’Em is by far the most popular form of poker in the world today. Over the years I’ve answered a lot of questions about casino games in general and Hold’Em in particular and almost all of them relate in one way or another to one simple but powerful rule: the 5-Card Rule.

Simply stated the 5-Card Rule is this:

  • every player’s final hand is made from the best five cards available to them.
  • the final five cards can be any combination of pocket and community cards.
  • it doesn’t matter where a player’s best cards are selected from (pocket vs table).
  • no additional cards may be used to determine the winner, break ties, etc.

Basically, that’s it! If you remember that then you’re well on your way to knowing who wins a given Hold’Em hand and why.

Of course there are few other rules to remember at the showdown but they’re simple enough:

  • all suits have the same value (spades, for example, do not out-rank hearts).
  • the final hands are first compared first by the ranking of the hands.
  • hands of equivalent high rank are then compared card-by-card.
  • if after comparing the five cards there are two or more players with tied hands the pot is split between them.

Let’s run through a few examples to see the 5-Card Rule in action. Assume we’ve got Chuck, Doug, Steve and myself at the table:

Example 1:
We’re at the showdown and the table looks like this:
K♥ 9♣ 10♠ 7♣ 4♣
Chuck(Q♠J♦) Doug(K♦7♥) Steve(8♣3♣) Max(K♠K♣)

Now it’s time for everyone to pick the best 5 cards:

  • Chuck: K♥Q♠J♦10♠9♣, a K-high Straight
  • Doug : K♦K♥7♣7♥10♠, Two Pair, Kings and Sevens with a 10 kicker.
  • Steve: 9♣8♣7♣4♣3♣, a 9-high Flush.
  • Max: K♠K♣K♥10♠9♣, Trip Kings with 10-9 kickers.

The winner here is simply determined by the hand ranks: Steve’s Flush is the highest ranking hand and he takes the pot.

Example 2: Again, we’re at the showdown and here’s what we’ve got:
6♣K♠K♦10♦10♥
Chuck(Q♦9♥) Doug(8♥6♠)

And again, each picks the best five cards so it’s:

  • Chuck: K♠K♦10♦10♥Q♠, Two Pair, Kings and 10s, Q kicker.
  • Doug: K♠K♦10♦10♥8♠, Two Pair, Kings and 10s, 8 kicker.

Since the hand ranks are equal, they’ve both got Two Pair, it’s down to the fifth and last card because hands of equivalent high rank are compared card-by-card. Chuck’s Q beats Doug’s 8 so Chuck takes it again.

Example 3: Showdown time and here’s the table:
K♦6♦10♦J♦3♦
Steve(A♥K♣) Max(K♠Q♥)

So the best hands are:

  • Steve: K♦J♦10♦6♦3♦, the K-high diamond flush on the board
  • Max: K♦J♦10♦6♦3♦, same.

And the winner is … a tie because using their best five cards they have the same hand, card-by-card. It’s tempting to want to go to a 6th card so Steve can use his A but there are no 6th cards in Hold’Em, only five cards per the 5-Card Rule, so that’s not allowed and they remain tied.

Example 4: OK, same board cards as above but Steve’s pocket cards are slightly different:
K♦6♦10♦J♦3♦
Steve(A♦K♣) Max(K♠Q♥)

The best hands:

  • Steve: A♦K♦J♦10♦6♦, A-high Flush.
  • Max: K♦J♦10♦6♦3♦, K_high Flush.

Obviously there is no tie here. Even though they’ve both got a Flush when we start comparing the hands card-by-card we see that Steve wins right off: an A beats a K and we’re done.

Example 5: Last one, we’re at the showdown, here’s the table:
J♠7♥10♦9♣8♣
Doug(10♥3♦) Max(4♦2♥)

The final hands:

  • Doug: J♥10♥9♣8♣7♠, J-high Straight.
  • Max : J♥10♦9♣8♣7♠, J-high Straight.

Beginning players often think that Doug is the winner because his 10♥ is a pocket card while Max’s 10♦ is a board card. They mistakenly think that a pocket card somehow out-ranks a board card but this is not true. Once the best hands have been selected it doesn’t matter where a player’s best cards where selected from, they’re all equal.

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